Jcpenney Credit Card Login, Pay Online [Payment] | Apply Online

JCPenney Credit Card Login: This company is an American department store chain with 850 locations in U.S. states and Puerto Rico. This company founded on April 14, 1902, and its founders are James Cash Penney and William Henry Mc Manus. JCPenney is a premium department store with over a century of experience providing consumers with quality clothing, accessories, furniture, and appliances. JCPenney stores are most commonly found anchoring suburban shopping malls, and the retailer currently has over 1,050 locations in 49 states and Puerto Rico. In the article we will guide you about JCPenney Credit Card Login process and details to change user ID and password.

The cards are intended to provide users the opportunity to access the stores easily. Due to increase in security of use of the internet, customers can easily access their card details through the postal services.

JCPenney Credit Card Login

How To Apply For Jc Penney Credit Card Login?

  • First visit the official website of JCPenny, i.e.,
  • In this home page, you can see Apply now tab on top of the page.
  • Now, click on Apply Now button. Once clicked you will navigate to another page.
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    Here you have to enter your information in the given fields.
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    Then click on Continue button at the bottom of the page.
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    Now, you have some optional fields like more security, more details, and so on.
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    If you want to, you can tick the checkboxes and then click on Continue button.
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    Once after you clicked on Continue button, you will get a pop up with Review Terms and conditions.
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    You can read and download those conditions. If you are OK with those terms and conditions, click on Accept and submit button by scrolling down.

How To Login JcPenney Credit Card?

If you want to available all the features of your card has got all you need is to log in to your account by following some important steps mentioned below:

On your Internet browser, enter the official website by typing this direct URL for logging in or else just by clicking official website. Just under the large red WELCOME box, you will find the User ID box and enter your User ID into the box provided then enter your password in the required field then finally, click the red "Secure Login" button.

If this did not help you to log into your JCP credit card account then we will need to make sure we have the correct information. If you do not know your user ID or cannot find how to enter your password into the system, follow the next set of instructions.

  • On your internet browser, enter the official website by typing this direct URL for logging in or else just by clicking here.
  • If you don't know your User ID, click on the "Lookup User ID" link below the red "Secure login" button.
  • Enter your account number from your JCP credit card and click the gray next button.
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    Now try logging in again.
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    To protect your security, we ask for only your user ID to initiate access to your account.
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    Then we show you the personalized image you selected before asking you to enter your password.
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    We do this to help prevent phishing, and to ensure your confidence that you have accessed the correct website for your account.
JCPenney Credit Card Login
If this still does not log you into the JCP credit card system, please contact us so we can help you. Sometimes it's easier to have us walk you through the process instead. Choose from the following contact options.
Call our Customer Service department at 1-800-877-1342, 24 Hours a Day, 7Days a week. JCPenney rewards credit card P.O.Box 965009 Orlando, FL 32896-5009.

How To Reset Password For Jc Penney Credit Card?

whenever the users may tend to misplace the password off from their mind. It may be simply forgotten. In order to recover the password, the users can easily navigate through these steps as given below:

  • Launch the browser and access the main login page through the link given above.
  • You will find the option to "Reset Password" on the screen.
  • When you tap the reset tab, the page will direct automatically to the form where you need to enter some details of your card. The details include your date of birth, email ID and the credit card number.
  • Finally, when the servers verify the authenticity of your presence, you will be able to change or recover the password for your account.

After this, whenever you wish to login, use the new password that you have just reset. With the online service of the credit card, many things will fall into place easily for the customers.

Jcpenney Credit Card's Rewards:

Save 20% on select apparel, shoes, accessories, fine jewellery, salon products, home furniture and mattresses, and custom blinds and shades or save 5% on major appliances and select merchandise. The 20% offer can be combined with another coupon and earn JCPenney Rewards. Earn 1 point for every $1 of qualifying purchases, up to a maximum of 2000 points in a single purchase transaction.

Get a $10 JCPenney Rewards certificate for every 200 points. Earn additional JCPenney Rewards and discounts when you reach Gold or Platinum status with qualifying purchases and points. Provide your email address to get your $10 rewards via email.

How To Make Jcpenney Credit Card Payment Online?

The JCPenney online creidt card lets you make a payment online by using your JCPenney login then you can schedule your online payment at least one day before the due date and avoid a late payment. It can take time upto three days to post your account even through the payment will be applied as scheudled. Fist you can check your account number and bank routing number before logging in then you are ready to make the payment. Choose the pay my bill option from the navigation bar then enter the account information and the payment amount and the date that the money should be dragted from your account for JCPenney to pay the bill.

  • Gather your checking account number and bank routing number before logging in, so you are ready to make the payment.
  • Choose the "Pay my bill" option from the navigation bar.
  • Enter your checking account information, the payment amount and the date that the money should be drafted from your bank account for JCPenney to pay the bill.

How To Make Jcpenney Credit Card Payment By Mail?

Your monthly JCPenney credit card statement includes a return envelopment and payment coupon, but if you misplace it, here's an alternative payment option:

  • Login into your online JCPenney credit card account and click the "statements" tab. From there, you can print a PDF copy of your statement to mail.
  • Write a check or purchase a money order for the amount of the payment.
  • Add your JCPenney credit card account number on the memo line to ensure the payment is credited correctly. Address the envelope to:
P.O.Box 960090
ORLANDO, FL 32896-0090

Benefits Of Jcpenney Credit Card:

The JCPenney credit card is a good way to save money on purchases made at the store with its online presence. You can start earning benefits and rewards as soon as your card arrives in the mail. Use it to purchase any items that are offered within the chain and earn points for additional rewards on top of your savings discounts on eligible purchases.

  • Earn $10 for 200 points.
  • Get Unique gifts on your special days like your birthday.
  • Earn up to 2000 points on each payment.
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    Earn 1 point by spending $1, and this will make your rewards two times fatter.
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    26.99% is the average APR.
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    No annual fee is required.


A JCPenney credit card can be useful in helping you to acquire the goods that you need at a discounted price. You will notice the difference if you have children and do their fall clothing shopping. The savings add up quickly. It is easy to use and has one of the longest Zero percent APR programs that we have seen. If you are looking for a credit card for a well known and quality department store then we recommend that you consider applying for a JCPenney credit card.